LEX Capital Group offers a full range of commercial real estate products to meet the diverse needs of our clients. Our capital markets experience and knowledge of the real estate market enables us to develop the most creative financing strategies to meet and exceed client expectations. Our long established relationships with insurance companies, investment banks, commercial banks, credit unions, and pension funds have allowed us to provide our clients with the most competitive terms and most reliable executions in the market.
Permanent Financing Fixed or floating rate financing for commercial mortgages starting at $500,000, with the loan term and amortization ranging from 5 to 30 years. The loan-to-value generally cannot exceed 75%, and the interest rate is priced over the corresponding US treasury rate. Typically, a permanent mortgage acts as a take out of the existing mortgage or construction financing.
Construction Loan
Construction financing helps the borrower obtain the necessary funding for the development of their commercial project. The loan term is generally only 2 to 3 years, and their is often an interest only component. The interest rate is priced over LIBOR and is funded on a floating rate basis. Upon completion, the construction loan is converted into a permanent loan to takeout the construction financing.
Fannie Mae/Freddie Mac
The most aggressive type of financing currently available for multi-family properties. The loans are priced over the corresponding US treasury, and can reach a loan-to-value of up to 80%. Typical loan term ranges from 5 to 30 years with up to a 30 year amortization schedule.
Mezzanine Financing
A hybrid of debt and equity financing that is generally used to financing the expansion of an existing company and is aggressively priced. It is a short-term loan, typically 3-years, provided behind the existing mortgage. The interest rate is priced over LIBOR, and the loan proceeds typically will not exceed 85% loan-to-value.
Joint Venture/Equity
This short-term loan provides the borrower with equity, or a portion of the equity needed to complete the development of a commercial project.
Bridge/Acquisition
Interim financing until permanent or the next stage of financing can be obtained. Money from the new financing is generally used to take out the bridge loan. Typically, more expensive than conventional financing to compensate for the additional risk of the loan.
Credit Lease Financing
Enables borrowers seeking to finance properties, which are net leased to investment grade tenants. The loan can either be short or long term. 
